Pension Credit

Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges.

Pension Credit is separate from your State Pension.

You can get Pension Credit even if you have other income, savings or own your own home.

For detailed information please see the government's pension credit overview, via the links panel at the bottom of the page.

Eligibility

When you apply for Pension Credit your income is calculated. If you have a partner, your income is calculated together.

Pension Credit tops up:

• your weekly income to £218.15 if you’re single
• your joint weekly income to £332.95 if you have a partner

If your income is higher, you might still be eligible for Pension Credit if you have a disability, you care for someone, you have savings or you have housing costs. To check your eligibility please see Citizens Advice (External links)

Find out how much you could get

Use the Pension Credit Calculator to work out how much you might get (see External links).

Contact the Pension Service helpline if you’re not sure whether you’re eligible for extra amounts.

You can apply for Pension Credit on the government website (linked below), by phone on 0800 99 1234 or by post (either print out a form from the website or request one by phone).